Why is flood insurance recommended for my property?

Learn more about why flood insurance may be recommenced for your property.



While only FEMA maps can be used to determine flood insurance and building code requirements, both FEMA and Flood Factor recommend insurance regardless of the severity of risk because flood insurance is one of the best ways to protect against financial losses caused by flood events. It is also important to note that flooding is not included in standard homeowners insurance. Learn more.


Flood insurance is available to homeowners, business owners, and renters throughout the nation. Although flood insurance is only required for properties in high-risk FEMA flood zones, about 20% of all flood insurance claims come from properties outside these zones. 


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Learn about the benefits of having flood insurance

Flood Factor FAQ

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